FDIC-Insured—Backed by the full faith and credit of the U.S. Government

Agency Financing

Funding for all your agency needs

Ready to take your agency to the next level? InsurBanc understands the value of your insurance agency and offers creative lending solutions to meet the needs of agencies across the country.

Perpetuation / Acquisition Loans

Our perpetuation/acquisition loan structures are as unique as each agency we work with.

  • Personal buy-outs
  • Deferred compensations
  • Stock redemptions
  • Trusts
  • Leveraged ESOPs (Employee Stock Ownership Plans)
couple signing a contract

Commercial Term Loans

Our commercial term loans are designed to help grow your agency and build agency value. 

  • Partner buyout
  • Debt consolidation
  • Producer development
  • Agency expansion
  • Technology and equipment

Lines of Credit

Temporary working capital needs

Commercial Mortgage

Finance agency related properties

 

All loans subject to credit review and approval.

Important Notice

InsurBanc will be closed on Monday, October 9th in observance of Columbus Day.

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National Identity Theft Awareness Week
January 26 - 30, 2026
Cybersecurity threats affect all of us – from phishing emails and online scams to data breaches and identity theft. To help our community stay informed and protected, we are pleased to participate in National Identity Theft Awareness Week. Click here to learn more!
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