Meet the InsurBanc Team

InsurBanc Leadership

David W. Tralka

photo of David W. Tralka

David W. Tralka

President and
Chief Executive Officer

David Tralka has more than 30 years of experience in banking and financial services. As President and Chief Executive Officer, David is responsible for keeping the bank focused on being an innovative provider of financial products and services for the independent agency community.

David brings a wealth of experience and leadership to the helm of InsurBanc. He is a well-known speaker on the topics of agency mergers and acquisitions, agency perpetuation, and financing and has presented on these topics at numerous venues nationwide.  David has also authored numerous articles on these topics in the various insurance trade publications.

As a seasoned banker, David’s career is distinguished by an extensive tenure at Merrill Lynch where he served in a number of senior management positions including President of Merrill Lynch Bank and Trust in Princeton, NJ, and Chairman of Merrill Lynch Community Development Company.

David holds an MBA from Northwestern University and a BA in economics from Cornell University.

Scott T. Freiday

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Scott T. Freiday

Senior Vice President, InsurBanc Division Director

Scott Freiday has more than 24 years of experience in domestic and international banking and financial services. As Division Director Scott oversees the commercial lending and cash management operations of InsurBanc.

By staying informed and responsive to market dynamics, Scott leads InsurBanc in meeting the capital needs of agencies across the country.

Scott is a frequent presenter on behalf of InsurBanc and enjoys attending various insurance industry and state association events.  He also has authored many articles in the insurance trade publications.

He is adept at lending to companies globally with a specialty niche in financial services. His past positions include an extensive tenure at WorldBusiness Capital, Inc. in Hartford, CT, where he was Senior Vice President and Managing Director. 

Scott employment history also includes UPS Capital Business Credit, where he was Vice President and served in a number of departments including Commercial Lending, Credit and Capital Markets.

Scott is a graduate of Trinity College with a MA in economics and holds a BA in economics from the University of Delaware. 

Commercial Lending Team

Keith J. Mangini

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Keith J. Mangini

Vice President,
Commercial Team Leader

Keith Mangini has over 25 years of experience in the financial services industry and is the commercial team leader for InsurBanc.  He began his career at InsurBanc almost 22 years ago when the Bank first opened and has worked with many of his Bank clients for over 15 years. 

Keith has a deep respect for the independent insurance agency network and the services they provide to their communities.  He has strong experience in lending to independent agents allowing him to develop an understanding of an agency’s financial situation and to develop lending solutions.  He manages a large portfolio of highly regarded agency clients and develops new agency business.  

Keith is a frequent presenter on behalf of InsurBanc and enjoys attending various insurance industry and state association events.  Keith has also authored several articles in the insurance trade publications.

Prior to InsurBanc, Keith spent six years in the automotive financing industry with Ford Motor Credit Company as a financial analyst.

Keith is a graduate of Central Connecticut State University with a BA in Interpersonal Communications and received a Certificate in General Accounting from the American Bankers Association. 

Michael D. Inabinet

photo of Michael D. Inabinet

Michael D. Inabinet

Vice President,
Commercial Loan Officer

Michael Inabinet has nearly 20 years of extensive commercial banking experience with expertise in SBA, non-profit, manufacturing, real estate, construction and health care.

Michael is currently developing new agency business and managing a significant portfolio of complex and highly regarded insurance agency clients.  He specializes in providing working capital lines of credit, agency acquisition financing, owner occupied real estate financing and investment financing. 

Michael is a frequent presenter on behalf of InsurBanc and enjoys attending various insurance industry and state association events.

Credit trained as an analyst in commercial lending, Michael was previously Vice President of Commercial Lending for TD Bank.

Mr. Inabinet is graduate of Boston University with a BA in economics and holds an MBA from Central Connecticut State University.

David K. Williams

photo of David Williams, commercial loan officer

David K. Williams

Vice President,
Commercial Loan Officer

David Williams brings to InsurBanc over 35 years experience in the financial services industry.

David is a valuable resource for our agency clients, working to understand their specific capital needs. He is a trusted resource for our clients providing guidance on agency acquisition and perpetuation financing, working lines of credit and producer development loans.  David is currently developing new agency business and manages a significant portfolio of insurance agency clients. 

David attends various insurance industry and state association events on behalf of InsurBanc.

Prior to joining InsurBanc, David was a business Business Banking Relationship Manager with Key Bank.  He holds a BS degree from Florida State University and an MBA from University of Hartford. 

Important Notice

InsurBanc will be closed on Monday, October 9th in observance of Columbus Day.

Contact Form

InsurBanc will be closed on Wednesday, June 19th in observance of Juneteenth National Independence Day.
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